Beaufort County Treasurer’s Office Lays Out a Fresh Vision
Moving Forward with Purpose
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Finance
Fun and Games: Maria Walls Is Changing the Game When it Comes to Taxes
“One of the biggest things that surprised me when I joined the Treasurer’s Office was how many people would come in who didn’t understand their tax bill or where their tax dollars were going. I thought it was simple – it’s basic math,”
Robert Kerdasha: Personal Risk Advisors Assured Partners
If your home is valued at $1.5 million or more, it requires additional coverage that mass market coverage simply can’t provide. High-value home insurance expands to ensure every unique detail of your home and your life within it is protected: no worries, no guesswork.
Real Estate Hindsight is 2020 … Not 2024
I struggle to believe it has been nearly four years since we all learned just how much people valued their toilet paper.
The Richardson Group Invests (Again) In Housing
With its new housing solution, The Lofts at Coligny Beach, The Richardson Group invests in our island’s health and fosters community.
Why Homeownership is “Terrific” Right Now
One homeowner busts the myths surrounding the American dream. I have been a proud homeowner since 2006, when my wife and I agreed to let a very large bank own a house that we could live in so long...
Risky Business – Not Insuring Your Valuables
Based in Bluffton, S.C. but licensed in all 50 states, Robert Kerdasha can insure all your properties and valuables nationwide. For more information, call (843) 405-8270 or (912) 220-9994. Not...
Building a Better Future: Montgomery Law Firm, LLC
At Montgomery Law Firm, LLC, your family’s future prosperity is just a simple plan away.
Outlook on Interest Rates and the Housing Market
If you’re thinking about buying or selling real estate, refinancing a mortgage, investing in the stock or bond market, or you’re just curious about the near-term future of the U.S. economy, you’ll...
How to Prepare for a Recession
In the Lowcountry, during any given hurricane season, we never know in advance if a major storm will hit us. But we know it’s always smart to prepare in advance. In a sense, that’s where the U.S. economy is now. Some indicators are signaling an economic storm is headed this way.
All in the Family: Independent Benefit Advisors
Ashley Gasiorowski was not expecting to fall in love with pickleball. It just happened. “This year has been an interesting year,” she said. “I had picked up the sport of pickleball from my friends...
Fundamentals for Pursuing Investment Success
It’s been said that a rising tide lifts all boats. And despite negative returns in both stocks and bonds year-to-date, many investors seem content that they have weathered yet another storm, simply...
September 2022: Money Management Spotlight
Dan Guerrini, Thomas M. Dowling CFA, CFP®, CIMA®, Brandon B. Witt CFP® Alliance Global Partners We are a financial planning firm, and what we are known for is helping successful business owners and...
What is Modern Wealth Management? Let Fred Gaskin and his experienced team at Charles Schwab & Co. make the introduction.
Innovation and technological changes have combined to be more disruptive than anyone could have imagined 20 years ago. Few industries have been more positively impacted than financial services....
Dividend Growth Investing: The benefits of reinvesting your dividends if you do not need the income
A dividend growth investment strategy is one that only invests in companies that increase their dividends to shareholders each year. A diversified portfolio of these companies can produce a growing...
A True Lowcountry Treasure: Maria Walls
Can government bureaucracy and innovation ever truly co-exist? Just ask Beaufort County Treasurer Maria Walls.
The Wealth Edit: A community where talking about finances is no longer taboo
Two months ago, I lost my job of 16 years. I had done the same thing for 195 months, and suddenly I was faced with the question of what’s next? Fortunately, my concerns were not related to how I would survive financially because I had a plan. But that wasn’t always the case.
To Plan for Retirement, You Need to Plan for Income: Three ways to simplify retirement income planning
2020 was a roller-coaster year for investors and certainly not one most are anxious to repeat. In 2021, I worry that many investors are becoming complacent. For investors approaching retirement, it’s critically important to stay focused, and continue updating your retirement plan as you finish up your working years. Part of updating your retirement plan should include planning for how you will generate income.
Heather Price: The Community Connector
Heather Price isn’t running a typical business. For most of her life, she has been in the business of helping people and connecting folks both with each other and with resources to make their lives better.
Upkeep Your Abode: A calendar for home maintenance
While most people are aware of the financial responsibility that homeownership requires, many don’t think much about the time and labor required to maintain a home. Regular home maintenance will ensure that your home stays healthy and happy and that you avoid frustration and wasted money.
8 Faces of Summer Fun
Of course, you came to Hilton Head Island for the beach and maybe golf, tennis or pickleball. But what else is there to do? Plenty! Whether it’s tooling around town on a bike, flying through the trees on a zipline, racing a go-kart, reeling in your supper, dolphin watching, kayaking, paddle boarding, playing putt-putt golf, or riding a horse … beyond the beach, a colossal outdoor playground awaits.
Passing Along Financial Literacy Could be Your Most Valuable Legacy
I’ve had the pleasure of working with a number of young investors, and it’s been exciting to see them learn the investing basics, and importantly, become successful savers and investors.
C2 Special Section: Lowcountry Attorneys
Jim and Meredith Bannon The Bannon Law Group, LLC 10 Westbury Park Way, Suite A Bluffton, SC 29910 (843) 815-4505 www.bannonlawgroup.com What is your area of practice? Jim focuses on criminal...
Charles Schwab Bluffton: Local Knowledge with Financial Support
Fred Gaskin grew up naturally curious and got hooked on finances in his teens, fascinated by what made markets go up and down and how investors found their edge. That’s led him to a 35-year career...
Like a Good Neighbor…Kevin Sevier is an old-school insurance agent with a few new-school ideas for bringing insurance to the people.
As a professional insurance agent with State Farm for more than 13 years and 24 years in total with the company, Kevin Sevier understands what insurance means to you. And for most of us, insurance...
Investing in the New Political Climate
There are as many different opinions about politics as there are people. There are also countless outlooks and forecasts on the economy and stock market. But if one can look beyond competing opinions and political narratives, which is no easy task at present time, the picture of politics and investing in 2021 is not difficult to see.
Investing in People and Services Key to Treasurer’s Office Success
Invest in resiliency. It sounds like a catchphrase you might hear in a commercial, but for Beaufort County Treasurer Maria Walls, CPA, it became a mantra and a concept to live up to, both in leading her staff and delivering services for residents.
Gotcha Covered: Make sure your homeowners policy is right for you
Owning a home costs a lot of money. The mortgage itself eats up a big chunk of your housing budget, but property taxes, furnishings, and insurance bump up your monthly financial commitment even more. Homeowners insurance protects your home, which may very well be your largest investment, and gives you a sense of security. A standard homeowners policy will provide the following:
How to Make Your Money Work Harder in 2020
It’s the beginning of a new year, and you want to be smarter about your personal finances for the next 12 months and beyond. A popular New Year’s resolution is to start a budget. But success in...
2020: Mompreneurs
mom·pre·neur: a woman who sets up and runs her own business in addition to caring for her young child or children.
How to Invest During an Economic Crisis
COVID-19, aka coronavirus, has clearly generated great concern over the health and well-being of people all around the world. While we understandably worry about contracting the virus and...
When Housing Trends Trigger a Buyer’s or Seller’s Market
If you have ever shopped for a home or sold one, you probably have heard your real estate agent mention that it is either a “buyer’s market” or a “seller’s market.” But what does that mean, and how can you tell which real estate market it is today in the Hilton Head Island area?
The No-Nonsense Investing Guide for Boomers
The baby boom generation, often referred to as boomers, includes Americans born between 1946 and 1964. This means that current ages range between 56 and 74 years. If you’re a boomer, you’re either approaching retirement or are already in retirement now. In terms of personal finance, you’ve likely done some retirement planning, specifically with regard to investing.
Secure or Not Secure. How the SECURE Act affects YOU
On December 20, 2019, President Trump signed the Setting Every Community Up for Retirement Enhancement (SECURE) Act. The acronym “SECURE” is curious to me because many Americans may find themselves paying a little more in taxes as a result of the Act. In fact, the government is counting on roughly $15 billion of tax revenue with the passage of the Act.
What Will your Retirement Years Look Like?
As a financial advisor, I have the pleasure of working with and speaking to a vast number of very different people. Everyone has their own story, different circumstances and a unique explanation of...
Belmont Insurance Services: Putting a face on your insurance coverage
Imagine: (1) You’ve just returned from a hurricane evacuation to find extensive roof damage, a flooded garage, and ruined furnishings. (2) Your teenage son was involved in a fender bender. He’s fine, but your car is being towed to a local garage. (3) You need knee replacement surgery but are concerned about the out-of-pocket cost. (4) Your employee slipped and fell in the office and is at the emergency room with a possible concussion. Who are you going to call?
Smart (and Simple) Money Guide for Singles
You’re single. Whether this current status is by choice or not, facing your financial situation alone can be a challenge, if not frightening. You listen to your friends about saving and investing, you read articles on personal finance, and you listen to podcasts, radio talk shows, or whatever media source you prefer.